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轉眼間西洋情人節又要到了，每年最期待的就是這一天了

冷冷的天可以和心愛的人依偎在一索菲爾soufeel銀飾起就是最幸福的事了

想到這裡不禁臉紅，心中冒出許多粉紅泡泡阿

每年情人節我們不能免俗的都會送對方情人節禮物

但每次都好傷腦筋，不知道該送什麼好

但現在開始不用煩惱了，因為我發現了一個網站

那就是SOUFEEL索菲爾珠寶，它的飾品質感很好

價錢也不貴，也常有特價，很適合送禮又不失誠意

相信對方收到都會很開心呦，還能客製化刻字項鍊

新品預購最低還有到5折的優惠，真的是揪感心

我已經決定好今年要送純銀 慷慨石 - Simple XS1346

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SOUFEEL之所以受到人們的喜愛，最重要的原因就是每一個飾品都可以由自己去挑選搭配，任意組合，選擇自己鍾愛的顏色和感覺，把一顆顆珠子串搭起來，就成為屬於自己的精彩繽紛的首飾！自由組合搭配的DIY模式和低廉的價格是我們的特色。您可以根據自己的喜好，隨心組裝出一條與眾不同SOUFEEL手鍊。用26個字母可以拼出自己的名字或者喜歡的英文縮寫，用金屬的Charms可以組合出華麗的古典風格手鍊，隨您組合，多一點自由的嘗試，透過想像力，將各種不同類型的珠子組合在一起，設計出屬於自己的飾品。

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2017-01-2303:00

DISSENTING VOICES: Some participants called for a less drastic reduction in the income replacement rate of public servants, according to NTU sociology professor Fu Tsung-hsiBy Stacy Hsu / Staff reporterAbout 200 representatives from local industries and the political community yesterday attended a closely watched national affairs conference on pension reform.The conference, held at the Presidential Office Building, was the culmination of the government’s efforts to solicit opinions from all walks of life on pension reform, which has included 20 preparatory committee meetings and four regional forums over the past six months.The conference was attended by 192 people, including representatives from various industries, lawmakers and political leaders.Attendees were divided into three groups: group one focused on pension payments and eligibility; group two discussed issues related to the management and sources of pension funds; and group three concentrated on pension system structures, special insured status and the transferability of working years across sectors.Group one attracted the most attention, with 75 people, followed by group three with 67 attendees. Group two had 46 participants.After the groups met, three academics were invited to deliver a summary report of the groups’ opinions: Fu Tsung-hsi （傅從喜）, a sociology professor at National Taiwan University; Frances Shao （邵靄如）, a professor in Ming Chuan University’s Department of Risk Management and Insurance; and Taiwan Research Institute deputy dean Annie Lee （李安妮）.Listing several points mentioned in group one, Fu said some participants called for a less drastic reduction in the income replacement rate of public servants, which, according to the government’s draft plan, is to be gradually reduced to “60 percent of two times” a civil employee’s basic salary.As for the period over which salary averages are calculated, participants were divided between a shorter timeframe of five or 10 years and the government’s proposed version of 15 years, Fu said.The controversial 18 percent preferential interest rate on civil servants’ savings was also a contentious topic in group one. Some people said that the rate should be reduced, but not to zero, while others said it should be phased out within three years, rather than the proposed six years.Most participants chose NT$32,160 over NT$25,000 as the floor for public servants’ pension payment, with attendees also calling for a floor to private-sector workers’ monthly pension payments, ranging from NT$11,000 to NT$19,000, Fu said.Group two participants urged for a more open and diversified approach to manage pension funds, the establishment of a special pension fund management organization and a higher amount of annual state funding, Shao said.There were also suggestions that a separate pension fund be created for the younger generations, Shao added.Group three participants generally supported the government’s plan to carry out pension reform in two stages, but believed efforts should be made in the first stage to unify the main aspects of different pension funds, such as pension eligibility and retirement age, Lee said.“Other opinions included conducting assessments of the nation’s pension systems every five to 10 years, setting up a permanent pension reform organization and drawing up a ‘pension standard act,’” Lee said.Calls for the protection of the rights of women who are only covered by the National Pension after quitting their jobs for family reasons, as well as a special pension scheme for foreign affairs personnel — due to the nature of the profession — were also heard, Lee added.Group three also saw brief heated exchanges between representatives of the Chinese Nationalist Party （KMT） and the Democratic Progressive Party （DPP）, when DPP spokesman Chang Chih-hao （張志豪） blasted previous KMT administrations for failing to reform the pension system.Minister Without Portfolio Lin Wan-i （林萬億）, the deputy convener and executive director of the Presidential Office’s pension reform committee, told a post-meeting news conference that participants who did not fully express their opinions at the conference were welcome to send follow-up information to the committee.“All the opinions voiced at the three groups will be organized and considered when the government draws up an act or amendment. Given their great variety, we will include those we think can be implemented immediately and save those that cannot to future discussions,” Lin said.The committee hopes to send a draft bill to lawmakers no later than May 20, adding that an impact assessment report would be published later, Lin said.新聞來源：TAIPEI TIMES

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